I once rented a car in Montana and thought my regular insurance had me covered, but then the rental agent started rattling off exclusions like it was ...

I hear you—had an agent once who basically acted like my personal insurance ninja. She’d call me back before I even finished leaving a voicemail. The ...

That’s the most accurate description I’ve seen yet. I remember sending in more photos of my garage than I did for my last vacation. The “boring daily ...

Honestly, you nailed it—sometimes it feels like you need a law degree just to get your car fixed the way you want. I’ve had both Geico and Progressive...

You’re not kidding about that. I once spent a solid hour on the side of the Cross Bronx with Progressive’s roadside “on the way”—which, as it turns ou...

WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE? That’s actually a good point about the “gold-plated” health insurance not al...

I hear you on the paper chase—it’s like some kind of scavenger hunt, except the prize is just being allowed to drive home. I once watched a guy at the...

Been there myself... thought I was fully covered until reality hit at 1 AM on a deserted highway. My trusty hatchback decided to call it quits, and li...

I totally see your point about paying extra for peace of mind, especially after your rainy-day rear-end experience (ouch, by the way). But honestly, I...

Totally agree on the sneaky costs of copays and deductibles. I used to think PIP was just another way insurance companies squeezed money out of us, bu...

I've been using one of those RFID-blocking wallets for about a year now, and honestly... can't tell if it's doing anything special or just making me f...

I had the same braking paranoia at first, felt like I was driving my grandma around town with a cup of hot tea on the dash... But yeah, after a while ...

Totally agree about memory foam—it's comfy at first, but after a while it feels like you're sinking into quicksand. I switched to one of those gel sea...

Yeah, I hear you on that one. I've had similar experiences—even with the "premium" insurers. Last winter, my windshield cracked from a stray pebble (t...

Nice move with the DIY email—glad it worked out. I tend to panic and imagine myself in court dramas, haha. Curious though, did you mention specific la...