Yeah, that's exactly it... When our garage got damaged in that storm last spring, the adjuster barely glanced at the photos we sent. Wonder if there's...

I had a similar debate with myself last year after a neighbor's tree branch came crashing down on my driveway—missed my car by inches. It was one of t...

Yeah, I went through something similar recently. My car just hit 10 years old, and my agent casually mentioned reconsidering collision coverage. At fi...

I've actually wondered about that myself. I used to be pretty loyal to one insurer for years—mostly out of habit, I guess—but a couple years back a fr...

Had something similar happen when I tried one of those apps last year. It kept dinging me for "aggressive acceleration" whenever I merged onto the hig...

I've wondered about this too, actually. A couple years ago, my brother-in-law—he's Army Reserve—mentioned he got a pretty decent discount when he swit...

Had a similar experience myself last winter—got stuck in the snow near Albany and called a local garage directly thinking it'd be faster. Big mistake....

Good points here, especially about asking insurers directly about forgiveness programs. I had a co-worker who went through this a couple years ago in ...

That's interesting about the defensive driving course—I hadn't thought of that angle. A coworker of mine had a DUI a while back, and he said his rates...

Had a similar experience myself, but funny enough, it wasn't even my fault. Wife got a ticket in our family minivan (yep, the ultimate speed machine.....

I've had similar luck spacing things out. Last time I called, the rep actually chuckled and said, "Ah, doing your biennial price check, huh?"—guess th...

Had a similar experience a few years back when a tree branch fell on my car during a storm. Thought it'd be a nightmare, but surprisingly, insurance w...

Totally with you on getting independent quotes. Last year, someone dinged my side mirror in a parking lot—nothing major, but insurance's "preferred" s...