I hear you on the “leftovers” loaner experience—mine had a mystery stain on the seat and a faint whiff of fries that just wouldn’t quit. As for random...

Never had an adjuster just take my first batch of photos, either. Last time, I sent over a dozen, and they still wanted close-ups from weird angles. I...

I’ve wondered about that too. I switched after my rates shot up for no reason, and honestly, I was bracing for the worst if I ever needed to file a cl...

Yeah, I’ve run into that too. One time I got pulled over near Rapid City and thought my insurance app would be enough, but the officer flat-out asked ...

Not sure if my experience is just an outlier, but I actually had a pretty different run with Progressive last year when my wife’s Camry got sideswiped...

CHOOSING A HIGHER DEDUCTIBLE CAN MAKE SENSE SOMETIMES I get where you’re coming from, but I actually lean the other way. I drive the same route to wo...

I’ve been down this road (pun intended) after a couple of speeding tickets and a fender bender—Hawaii insurers definitely don’t let you forget. The “h...

Had a similar experience a few years back—got pulled over for a rolling stop, which I was pretty sure I didn't do. Decided to contest it, thinking the...

Had a similar experience myself. A few years back, I switched from one of the big-name insurers to a smaller local outfit after a coworker recommended...

I had a similar experience a couple years back after someone rear-ended me at a stoplight. My insurance company gave me a list of their "approved" sho...

Haha, I feel you on this. I was skeptical too until my coworker showed me footage of a guy backing into her car in a parking lot, then claiming she re...

I feel your pain on the mileage grilling—my insurer once acted like I was running a vintage taxi service or something, lol. Keeping detailed maintenan...

Yeah, good point about checking with insurers first. A couple years ago I looked into it myself after a minor fender-bender (ugh, still annoyed about ...