Interesting point about smaller insurers—I've heard similar stories. Curious though, does anyone know if classic car policies typically handle DUI inc...

Exactly right—headlights or windshield clarity won't directly lower premiums. However, from my experience, especially with classic cars, insurers some...

Yeah, I've noticed insurers can be pretty particular about classic cars too—like limiting mileage or excluding coverage if you're driving to work regu...

I see your logic there, but honestly, for me it's less about insurance discounts and more about peace of mind. With my classic parked outside, I upgra...