golfplayer46
golfplayer46
@golfplayer46
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Topics: 0 / Replies: 12
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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

I get being cautious, but I’m still on the fence about adding people unless they’re driving my car a lot. Like, if it’s just a one-off thing—someone n...

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RE: USAA vs State Farm: which claims process is less of a headache?

I get where you’re coming from with the app thing. I tried to file a claim through State Farm’s app last year after a fender bender, and it froze righ...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Same here—my agent was totally lost when I brought up “period 1” coverage. I actually thought my regular insurance would be enough if I wasn’t driving...

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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

Honestly, I had the same issue. I drive about 60 miles round trip every day and it felt like I was being penalized for just... existing in traffic? Mi...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

Yeah, I’ve noticed the same thing with my own car insurance app—keeps pinging me for “harsh braking” when a squirrel darts out or some guy cuts me off...

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RE: Getting that student discount on car insurance… not as easy as I thought

Yeah, it’s wild how they advertise those discounts but then there’s always a catch. I ran into something similar—my son had perfect attendance and goo...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Totally agree, the math can be surprising. I used to always pick the lowest deductible just for peace of mind, but after running the numbers, it didn’...

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RE: Confused about Illinois car insurance rules—anyone else?

Rates bouncing around like that isn’t just you—it’s honestly kind of wild how much they can change, even for the same coverage. I’ve noticed it too, e...

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RE: Confused about Illinois car insurance rules—anyone else?

I’m with you on the backup thing—my phone’s battery is always on its last legs, so I’d never trust it as my only proof. But here’s what I’ve been wond...

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RE: Would your insurance hold up if your EV battery suddenly failed?

I get where you’re coming from, but I’m still a little skeptical about how forgiving insurance or warranty folks really are. Like, what if the cheaper...

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RE: quick heads-up on Arkansas auto insurance basics

Totally get where you're coming from—why spend extra if your car doesn't even notice the difference, right? I've always wondered if those premium addi...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

Did your agent at least give you a heads-up that they weren't familiar with the SR-22 process, or did you find out the hard way? I ask because I've no...

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