Good points there—I learned the hard way about mileage limits. Had a policy once that seemed perfect, but turns out I was capped at 3k miles a year. E...

Honestly, your Queens pothole story hits home. Last year, I got stranded on the Belt Parkway around midnight—pretty nerve-wracking spot to be stuck. H...

Yeah, it can feel pretty random sometimes... but from experience, it's usually about shopping around and being upfront about your situation. Smaller c...

Totally agree about those sensors—I borrowed a friend's car once, and the thing went nuts every time someone got remotely close. Felt like I was drivi...

I get the point about bumping up liability, but honestly, if you're high-risk like me (couple tickets, one fender-bender), it pays to go a step furthe...

Switching wasn't too bad for me, just had to double-check the fine print on cancellation fees. But honestly, mileage-based insurance sounds tempting—e...

I see your point, but honestly, as someone who's had a few close calls myself, I've found that sometimes a higher deductible actually makes me drive m...

Yeah, I totally get where you're coming from with the tarp and bungee cords setup. Honestly, sometimes the simplest solutions really are the best. I'v...

I've actually had the opposite experience. As someone who's considered high-risk (couple speeding tickets and one fender-bender), I found USAA to be m...

Yeah, totally agree with this. Especially here in CA, where it feels like half the drivers out there are skipping insurance altogether... I've had a c...