Car insurance discussions and local services.
georgem61
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Topics and replies this member has contributed.
RE: How do NY classic-car policies count an occasional supply run?
The same mileage estimate may not mean the same thing across policies: one insurer might allow an occasional supply run as an exception to pleasure use, while another counts it under a broader annual-use limit. I’d ask h...
RE: Deciding between just liability or going all-in with full coverage on Liberty Mutual
Yeah, that’s a good call. I used to skip over that part thinking it was just extra fluff, but after my neighbor got rear-ended by someone with zero insurance, I changed my tune. Not fun paying out of pocket for someone e...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Yeah, I’ve run into this too - my cousin borrowed our van for a week and the insurance company started asking questions when he got in a fender bender. They really do look for any reason not to pay out. If it’s just a qu...
RE: Saving a few bucks on insuring your vintage ride
I hear you. I got dinged for “insufficient coverage” because my garage door is old, but the thing still locks tight. It’s honestly a guessing game sometimes. I started keeping receipts and photos too - insurance folks se...