Car insurance discussions and local services.
geo2509902
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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
I get what you’re saying about the cost, but honestly, I’d rather pay a bit more and know my family’s covered if something awful happens. My cousin in Missouri skipped UM coverage to save money, then got rear-ended by so...
RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?
Honestly, I’ve always felt like the roadside assistance add-on is just another way for rental companies to squeeze a few extra bucks out of you. I mean, if you already have AAA or your own insurance covers towing and loc...
RE: Why does picking a deductible feel like a weird gamble?
Honestly, I try to keep my emergency fund sacred, but life happens... Sometimes it’s “emergency” pizza after a long week. But when our minivan needed a surprise $900 repair, I was glad I hadn’t blown it all on takeout. S...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
I hear you about the fine print - my last policy looked great until I actually needed it. But does paying more always guarantee better coverage? I’ve got a minivan, not a luxury ride, so OEM parts aren’t a dealbreaker fo...
RE: Which is better for SR-22 in ND: local agents or online companies?
I get what you’re saying, but I actually had the opposite experience. Local agent in my town was clueless about SR-22s - kept giving me the runaround. Ended up doing it online and yeah, it took a bit of back-and-forth, b...
RE: Confused about insurance rules in South Dakota - help me figure this out
I get where you’re coming from - my glovebox is already a disaster zone with all the kid stuff, random receipts, and who knows what else. But I do worry about relying 100% on my phone for insurance. Last year, I got pull...
RE: Would your insurance hold up if your EV battery suddenly failed?
Honestly, I was surprised by this too when we started looking at EVs for the family. You’d think the battery - being basically the heart of the car - would be covered for more than just accidents or fires. But insurance ...
RE: Insurance paid way less than what it cost me to replace my roof
It’s wild how out of touch those “market rates” can be. I had a similar thing happen with hail damage on my car - insurance quoted me some number that no shop in town would even consider. I get wanting to keep costs down...
RE: Car Insurance in Delaware - Any Hidden Gems or Hacks?
I've wondered about aftermarket parts too, but doesn't it depend on what you're replacing? Like, brakes or airbags - I might feel safer sticking with OEM. But headlights or mirrors... aftermarket all the way, snacks aren...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
I've been thinking the same thing lately. My car's almost 12 years old, and honestly, the insurance math just doesn't add up anymore. Like you said, after deductibles and depreciation, it feels like throwing money away. ...