I’d agree with most of that, especially the part about Ohio rates being lower. That’s spot on. For older cars, I usually tell people to skip it unles...

That’s a smart approach. I’ve noticed some stores are really inconsistent—sometimes the cashier will just scan both and see what happens, other times ...

I get where you’re coming from, but I think there’s a bit more to it than just loyalty being ignored. Insurance rates are a weird beast—sometimes it’s...

Haha, yep, seen that more times than I can count. DIY repairs can be tempting, but insurance claims get tricky when the fix doesn't hold up. Had a cli...

I've had clients who've done direct comparisons, and USAA usually comes out ahead on price for standard cars—but luxury vehicles are trickier. I've se...

I get where you're coming from, but honestly, bundling isn't always just upselling. Sometimes it's about risk management from their perspective. Compa...

Had a similar thing happen last year—noticed a weird charge from a gas station two states away. Luckily, my bank flagged it immediately and froze the ...

Good point about specialty finishes—those costs can sneak up fast. I've seen plenty of folks underestimate cosmetic repairs, especially on premium veh...

Had a similar experience when I moved downtown a few years ago. Insurer asked if I parked in a secured garage or on the street. At first, thought it w...