You’re right to be cautious. I’ve had insurance roadside before—cheap, but the process was clunky. I had to call, wait for approval, then pay out of p...

Had a similar situation in Montana, actually. Rented a 4x4 for a fishing trip—gravel roads everywhere. One rock, and suddenly there’s a spiderweb acro...

I’ll give you that—the app’s better than most. Still, when it comes to repairs, I’d rather deal with someone who actually gets why I don’t want afterm...

Had a run-in with this exact mess last year after a side swipe in a parking lot. The car looked fine, but a week later, my Bolt’s range dropped by alm...

Honestly, I wouldn’t risk it—insurance companies are just waiting for any excuse to deny a claim. I get the temptation to take the car out more, but o...

You're spot on about clarifying specifics with the agent. I once assumed my policy covered hail damage—turns out it didn't, and that was an expensive ...

You're smart to reconsider your documentation approach. It's surprising how many drivers underestimate the importance of thorough records until someth...

True, that's exactly why I still keep a physical copy handy. I've had my share of dead phones at the worst possible moments—Murphy's law at its finest...