genealogist35
@genealogist35
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RE: Bundling insurance with USAA: worth it or just hype?

I get where you’re coming from. I just started looking into insurance and honestly, the “bundle and save” thing feels a bit overhyped. I ran some quot...

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RE: Why California’s minimum car insurance might not be enough

I just went through this whole debate with myself before buying my first policy. Honestly, the minimums look fine on paper, but when you start reading...

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RE: Getting that student discount on car insurance… not as easy as I thought

Yeah, I’m running into the same thing with these “smart” apps. The idea sounds good, but the reality is just a bunch of nitpicking over stuff you can’...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Finding Affordable Car Insurance After 65 in Kansas—Anyone Else Struggling? I’m new to this whole insurance circus, and honestly, it’s already givi...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

I get where you’re coming from, but I’m not totally convinced that specialty policies are always the magic bullet. I’ve been shopping around for my fi...

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RE: Why can’t I use my points AND a coupon at checkout?

Honestly, I just want to buy my stuff and not feel like I’m prepping for a law exam every time I check out. I get why they don’t let us stack everythi...

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RE: What happens if your rideshare app is between trips and you get into an accident?

That’s exactly what worries me. I’m just starting out with insurance and already finding out how little “it’s fine” actually covers. The exclusions ar...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

I’m in the same boat, just trying to figure this stuff out. Cheapest isn’t always best—my cousin saved $100 but spent weeks fighting over a claim. I’d...

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RE: My insurance nightmare in Rhode Island traffic court

Never had an officer just take my digital insurance card and move on. Last time I got pulled over, I showed the cop my phone and he just stared at it ...

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RE: Which is better for SR-22 in ND: local agents or online companies?

I’m right there with you on the upsell thing. I just started looking into SR-22 stuff this year, and honestly, the first local agent I called made it ...

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RE: Insurance renewal hikes caught me off guard

Honestly, I feel the same. Just started my first policy and it’s like deciphering a foreign language. The fine print is exhausting. I don’t think doub...

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RE: Are those price-checker sites actually reliable?

I recently went through this when buying tires. The site listed a great price, but at checkout, disposal fees and balancing charges suddenly appeared....

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RE: Insurance paid way less than what it cost me to replace my roof

I recently bought insurance for the first time, and honestly, the whole inspection process seemed a bit arbitrary to me. When my adjuster checked out ...

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RE: Insurance renewal hikes caught me off guard

I appreciate your approach, but honestly, as someone new to insurance, I found out the hard way that having a separate emergency fund isn't always eno...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

That's a helpful perspective, hadn't considered the timestamp issue before. As someone new to insurance, I'm curious—does comprehensive coverage typic...

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