Had a similar experience myself—thought I was fully covered for rentals until the accident actually happened. Turns out my policy had a daily cap too,...

Accident forgiveness can definitely help, but it's not always as straightforward as it seems. Had a client once who thought they were golden after a m...

Yeah, that's pretty spot-on. When I moved here, I thought I'd cracked the code by keeping my mileage super low—like under 5k a year. But turns out som...

Yeah, good call on the pics—always helps to have proof handy. One thing I'd add: even if there's no visible damage, sometimes it's worth checking unde...

I've actually seen a few cases where rental reimbursement coverage seemed to nudge the insurer along. Not sure it's official prioritizing, but paying ...

Had mice chew through my wiring harness a couple years back—insurance covered most of it, thankfully. Curious about the dryer sheets though...do you j...

Haha, totally agree—lining up panels solo is a special kind of patience test. One thing I've noticed, though, is that even minor misalignments can som...

Mapping out stops is definitely a smart move, but have you considered carrying a basic emergency kit too? I usually recommend packing things like spar...

Had a similar situation myself a couple years back—wasn't jogging, but I was crossing the street and got clipped by a turning car. Thankfully nothing ...

I'm with you on the convenience factor of online forms, especially late at night. But one thing to keep in mind—online submissions often rely heavily ...