I hear you—those apps seem to have a mind of their own. I tried Progressive’s Snapshot last year, and it kept dinging me for “late night driving” when...

I had a pretty similar debate a few years back. My driving record isn’t spotless either (thanks, NYC traffic cameras), and I bounced between Geico and...

I get where you’re coming from, but I’m still a bit wary of those trackers. My cousin tried one and got dinged for “hard braking” when a deer ran out ...

Yeah, insurance math is a whole different language. I learned the hard way when a tree took out part of my roof last year. Thought I was covered, but ...

Had a similar experience—my instructor kept droning on about accident stats, and I thought I'd zone out completely. But now, whenever someone tailgate...

Yeah, dashcams can definitely skew perception. I remember reviewing footage after a near-miss and thinking, "Wait, was I really that close?" It made m...

Had something similar happen to me a couple years back. Tiny scrape, barely noticeable, figured I'd just buff it out myself and skip the hassle. Weeks...

Haha, I get what you're saying, but honestly, I still cringe every time I spot a new scratch. Had a friend who parked normally from day one—ended up w...

Same here, tried one of those tracking apps a while back—ended up feeling like I was driving with someone constantly judging me from the passenger sea...

Tbh, I've never personally had much luck with insurance without some kind of backup. Last year, my windshield cracked outta nowhere (rock chip maybe?)...

Yeah, totally get that frustration. When I moved up here a few years back, I thought I'd just transfer my old policy and be done with it—nope. Turns o...