That's a good point about bringing in outside estimates. When I had a similar issue with my car after a minor accident, the insurance adjuster's initi...

From my experience, the savings can be hit or miss once you're back driving regularly stateside. Specialized military policies are great overseas or d...

I've had similar concerns myself. On one occasion, I was traveling through rural Nebraska (pretty similar to South Dakota in terms of spotty cell serv...

That's a fair point about windshield covers—I've heard mixed experiences myself. Personally, I've stuck with the old-fashioned scraper and a good pair...

Had a similar misunderstanding myself—thought PIP would cover damage from a parking lot fender-bender, but nope, just medical. Ended up paying out-of-...

I completely agree with your perspective, especially about Columbus traffic. Even though I'm pretty budget-conscious and usually skeptical about extra...

That's exactly what I've been doing for years. Had a minor accident a while back and the insurer initially pushed back on the repairs. Thankfully, I h...

I get your skepticism—I've wondered the same thing myself. From what I've heard, insurers mostly care about actual infractions, but some do offer disc...

Interesting points raised here, especially about newer cars and safety tech. But from my experience, the cost-benefit isn't always clear-cut. While ne...

Had a similar experience myself after a minor accident a couple years back. Even though it wasn't anything major, the insurance folks kept requesting ...