Gecko.Greg
@gecko-greg
Eminent Member
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Topics: 2 / Replies: 16
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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

It’s funny, I actually had a different experience with “premium” insurance. I get what you’re saying——but for me, the higher-end company did handle my...

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RE: is accident forgiveness really worth it in Ohio?

I hear you on the numbers not adding up. I had accident forgiveness for a few years, never used it, and honestly felt like I was just handing over ext...

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RE: What happens if your rideshare app is between trips and you get into an accident?

It’s confusing, right? The way they word things in the policy is just vague enough to make you second-guess everything. From what I’ve read (and gone ...

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RE: Deductibles and premiums—what's the real deal?

Honestly, I get the appeal of the old rides—less tech means fewer things to break, and you can actually fix stuff yourself. But with insurance, it’s a...

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RE: Drowning in Forms: What If Your Insurance Docs Got Lost?

I usually swap mine out once a year when the new insurance card arrives, but honestly, that's only because my insurance sends me reminders. Without th...

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RE: stuck between Geico and Progressive in NY, thoughts?

Haha, I get that, but honestly Snapshot isn't that intrusive once you get used to it. Saved me a decent chunk, and after a while I barely noticed it w...

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RE: Are those price-checker sites actually reliable?

Yeah, I've noticed the same thing about smaller stations usually being steadier with prices. Big chains around me tend to jump around more, probably b...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, screenshots can be hit or miss depending on the officer. Technically, SD allows digital proof, but some officers prefer something official-looki...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Totally agree with this. Had a similar experience myself—switching agents within the same insurer made a huge difference. Good agents really do make o...

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RE: quick heads-up on Arkansas auto insurance basics

Fair points, but honestly, on my old Corolla I dropped comprehensive a few years ago and haven't regretted it. The savings every month add up, and wit...

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RE: bumped someone's car lightly, no visible damage—should I report?

Gotta agree with you on this one. I've bumped someone lightly before too, and we both just laughed it off—no harm, no foul. Modern sensors are sensiti...

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RE: Car insurance in Mississippi—does location or driving record matter more?

Location definitely matters, but honestly, your driving record usually carries more weight overall. I've lived in both crowded city areas and quieter ...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Yeah, claims handling is huge. I've had State Farm for years, and while they're not always the cheapest, their claims process has been consistently sm...

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RE: Finally figured out how car insurance works in no-fault states

Exactly. Even in no-fault states, insurers still look for ways to minimize payouts. Had a coworker whose parked car got sideswiped—clear-cut, you'd th...

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