gardener92
@gardener92
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Topics: 1 / Replies: 14
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RE: Insurance renewal hikes caught me off guard

Honestly, I’ve had the same experience—switched policies mid-year once and ended up with a surprise gap in coverage for like two days. Not worth the s...

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RE: Drowning in Forms: What If Your Insurance Docs Got Lost?

I get the laminated glovebox thing, but honestly, I'd worry about someone grabbing it if the car got broken into. Personally: - Keep a folded copy in...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

You're right to question the advertising—it's always smart to be skeptical about claims of lower rates. I've done some digging myself, and here's what...

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RE: anyone else feel like AAA insurance isn't what it used to be?

- Definitely noticed AAA slipping a bit lately too—longer wait times, less helpful reps. - Switched to a specialty insurer last year for my vintage bi...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

Took one a while back myself—mostly for the discount, not gonna lie—but ended up surprised by how much stuck with me afterward. Couple things I notice...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Had a similar issue last year with my old Corolla project. It wasn't even in bad shape—just had some primer spots and was parked in my driveway. Got a...

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RE: lent my car to a friend, insurance got messy real quick

- Had something similar happen a few years ago. Lent my car to my brother—figured family would be fine, right? - Turns out, my policy had some vague c...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Interesting points about telematics. I've been using it for a few months now, and while I agree it's helpful overall, I still find myself getting a bi...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

Totally agree. Couple things I've learned the hard way: - Keep a digital copy of your SR-22 handy on your phone—saved me more than once. - Set calenda...

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RE: quick heads-up on Arkansas auto insurance basics

I've noticed that too—smaller insurers sometimes pay more attention to details like OEM parts. But realistically, does going OEM always justify the ex...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Totally get that freeway merging stress... been there myself. I usually just ignore the ping until I'm safely settled into my lane. Honestly, I apprec...

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RE: quick heads-up on Arkansas auto insurance basics

Good points there, but for me it boils down to a few practical things: - How much emergency cash do you keep handy? If you're tight on savings, a low...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Totally agree with you there—city inspections and insurance assessments rarely line up. A couple things I've noticed: - Insurers mostly care about ov...

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RE: HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS

- Totally agree on checking complaint ratios—saved me from a sketchy insurer once. - Veteran discounts are great, but anyone here tried combining them...

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