Yeah, I totally get the hesitation about downloading yet another app—my phone's already cluttered enough as it is. But honestly, having the official a...

I've messed around with stacking no-claims discounts myself, and yeah, it's definitely not a jackpot move. But it did help me squeeze out a little ext...

Good points, especially bundling policies—made a noticeable difference for us. One other thing I'd add is checking into usage-based insurance programs...