Been there myself—thought higher deductibles were smart until I clipped a curb on a road trip and busted my bumper. Now, I set deductibles by thinking...

Yeah, sounds like you just got unlucky with that particular agent. I've seen it go both ways—big companies fumbling simple claims and local agents ste...

I see your logic, but honestly, it's not just about the math. I've done plenty of road trips through Illinois winters, and trust me, even a minor slid...

Had one of those black boxes myself when I was younger—thought it'd be a smart way to save some cash. Here's how it went down: first week, I was hyper...

Honestly, most folks I know don't even think about it until something happens. But it's smart to check in every year or two, especially if your financ...

Had a similar headache myself a while back. Took my old Jeep Cherokee on a cross-country trip and got caught in a nasty hailstorm in Colorado. Insuran...

Haha, yeah, dealing with adjusters can feel like you're stuck in an episode of CSI sometimes. But honestly, they're just ticking boxes most of the tim...

Honestly, the best way to avoid being labeled "risky" is pretty simple—drive like everyone else on the road is half-asleep or texting. Leave extra roo...