gandalfe97
@gandalfe97
Active Member
Joined:
Topics: 0 / Replies: 15
Reply
RE: Mileage-based car insurance: who’s using it and which company do you like?

I hear you on the “judgy” app feedback. I tried Root for a while, and it dinged me for braking hard when a deer jumped out on a back road—like, what w...

Reply
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

That’s a fair point about the bigger companies having more resources when things get wild. I’ve always leaned toward the “bigger is safer” side, mostl...

Reply
RE: Would your insurance hold up if your EV battery suddenly failed?

I totally get wanting to save a few bucks, but I’ve seen battery issues pop up at the worst times. My cousin’s Kona EV dropped to half range out of no...

Reply
RE: Why does insurance cost more in Houston than Austin or Dallas?

That’s rough. I get why it feels unfair—sometimes it seems like you’re paying for stuff way outside your control. One thing I always do before moving ...

Reply
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Couldn't agree more. After a few close calls on road trips, I started doing exactly that—moderate deductible, extra comprehensive coverage. It's like ...

Reply
RE: Confused about insurance rules in South Dakota—help me figure this out

I've laminated mine for years and haven't had any issues yet, but I do know some places can be picky about it. If you're worried, here's what I'd sugg...

Reply
RE: keeping your vintage ride running smooth on long trips

That's a good point—vintage cars do have their quirks, and you can't stress over every little creak or squeak. But from experience, there's a pretty s...

Reply
RE: Confused about Illinois car insurance rules—anyone else?

Yeah, totally agree with being cautious about underestimating mileage. I do a lot of road trips, and I always pad my mileage estimates a bit. Better s...

Reply
RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID

Totally agree with you there—it's definitely tricky. I've noticed the same thing on my road trips. Even when I'm extra cautious, the app sometimes fla...

Reply
RE: saving cash on insurance when you're young and broke

Raising your deductible is a solid idea, but another thing you might wanna check out is bundling policies. When I was younger and cash was super tight...

Reply
RE: HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS

I totally get your hesitation about paperwork. Honestly, I used to feel the same way... until I had a minor accident on a road trip a couple years ago...

Reply
RE: little-known ways to snag cheaper insurance in Alaska

This is exactly why I've always been hesitant about seasonal adjustments. A few years back, I had a friend in Anchorage who did the comprehensive-only...

Reply
RE: finally found an insurance company in CA that doesn't drive me nuts

Switching cars definitely helps, but you're right—those tickets stick around. One thing I've found useful is taking a defensive driving course. Some i...

Reply
RE: is accident forgiveness really worth it in Ohio?

I learned this lesson the hard way myself a couple years back. Thought accident forgiveness was just another upsell, so I skipped it to save some cash...

Reply
RE: plug-in trackers or just stick with app tracking?

Honestly, plug-in trackers aren't always the magic fix either. Had one for a bit and it flagged me for "rapid acceleration" merging onto a highway ram...

Scroll to Top