This is exactly why I've always been hesitant about seasonal adjustments. A few years back, I had a friend in Anchorage who did the comprehensive-only...

Switching cars definitely helps, but you're right—those tickets stick around. One thing I've found useful is taking a defensive driving course. Some i...

I learned this lesson the hard way myself a couple years back. Thought accident forgiveness was just another upsell, so I skipped it to save some cash...

Honestly, plug-in trackers aren't always the magic fix either. Had one for a bit and it flagged me for "rapid acceleration" merging onto a highway ram...