- I totally get the hesitation on adding comp or collision for an older car. My last ride was a 2003 Corolla, barely worth $1,500, and I dropped those...

- Been there with the “high-risk” label after a couple of minor accidents. - —totally agree, especially when you’re juggling family stuff and just w...

- Yeah, DUI hits insurance pretty hard, no doubt about it. A friend of mine went through something similar a few years back. His rates didn't just dou...

I get your point, but for me it's less about anxiety and more about practicality. A few things I consider: - Can I comfortably cover the deductible w...

- Had a similar experience myself. Always assumed bigger insurers meant better coverage, but turns out smaller companies can be surprisingly flexible....

- Added it last year, premium went up maybe $10-$15 a month. - Worth the peace of mind imo, especially with Ohio's black ice surprises... - If you're ...

I've struggled with this deductible thing too—it's always a bit of a balancing act. Here's what's helped me narrow it down: - First, I looked at the ...

Honestly, this is exactly why I disabled all notifications and app pop-ups while driving. A friend of mine had a similar experience—she got into a min...

Good question, I've looked into this myself since I regularly have my kids in the car and want to make sure everyone's covered. From what I've seen, P...