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gaming_nancy
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RE: my kid just got licensed - insurance is killing me
Families comparing deductible options for a teen driver can also ask whether the insurer offers a separate telematics program. It may provide a discount based on driving habits, though the privacy rules, data collected, ...
RE: Would you risk a higher deductible to lower your insurance bill?
Yeah, I’ve been burned by the “it’ll never happen to me” logic before. One surprise tire blowout on a road trip and my savings were toast. The lower monthly bill was nice…until it wasn’t. Now I just keep it simple - basi...
RE: Bundling insurance with USAA: worth it or just hype?
Bundling sounded like a no-brainer to me too, but I’ve had mixed results. I stuck with USAA for years thinking the “loyalty” thing would pay off, but my rates kept inching up even though I barely drive - my car’s more of...
RE: Would you risk a higher deductible to lower your insurance bill?
Higher deductible always makes me nervous, honestly. I do a lot of long road trips, and even though I drive carefully, stuff just happens - like that time a deer came out of nowhere in Montana. If I’d had a sky-high dedu...
RE: What happens if your rideshare app is between trips and you get into an accident?
I get where you're coming from, but honestly, I’d rather be safe than sorry. I’ve seen a friend get stuck with a denied claim during that weird “waiting for a ride” window. It was a mess - ended up paying out of pocket f...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
Yeah, I used to question it too, but after driving cross-country a few times, I get why it’s required. You never really know who’s out there on the road. One small fender bender in Kansas last summer - guy didn’t even ha...