Car insurance discussions and local services.
gaming_barbara6876
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RE: Shelter vs. State Farm for home insurance in Missouri - any strong opinions?
Honestly, I’ve always leaned toward whichever company gives the best rate, but I get the appeal of paying more for quicker service. Still, I’ve had State Farm for years and only had to file a claim once - took about two ...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
It’s tough seeing how something relatively minor can stick with someone for so long. I get what you mean about the “permanent” feeling - once it’s on your record, it’s like a shadow that just won’t go away. I’ve watched ...
RE: Why does insurance cost more in Houston than Austin or Dallas?
Insurance rates really do feel like a mystery sometimes. I’ve lived in Houston for years and can vouch for the flood risk - my neighbor’s car got totaled during Harvey, and his premiums shot up after that. The traffic is...
RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"
Defensive driving courses are definitely worth a look. I took one a couple years back after my rates jumped (minor fender-bender, unfortunately), and it did help lower my premiums noticeably. Plus, it felt good knowing I...
RE: is accident forgiveness really worth it in Ohio?
I've been driving in Ohio for over 20 years and never opted for accident forgiveness. Did the math a few times, and it always seemed like I'd be paying extra for something I might never use. I figure if you're generally ...
RE: My insurance nightmare in Rhode Island traffic court
I've considered specialty insurers before, but the mileage restrictions and storage requirements usually don't align with my practical needs. My cars have always been daily drivers, and I can't justify paying extra for c...