I get where you’re coming from, but with a pricier car, I just can’t risk it. One flat tire in the middle of nowhere and the “local guy” charges doubl...

- I’ve been there—tried to save on coverage once, and ended up regretting it big time. - With higher-end cars, I just can’t risk it. Towing or repai...

Totally get where you’re coming from—paper backup just feels safer. I keep copies in the glovebox and even a photo on my phone, just in case. Not sure...

- 100% agree with this. Those sites are only ever a starting point for me, especially with higher-end vehicles. - I’ve tried plugging my S-class into ...

I get where you're coming from, but I’m not sure it’s all bad. Here’s my take: - The smaller network might actually mean they’re filtering out shops ...

Yeah, I totally get the hesitation—dropping comprehensive coverage always feels risky, especially after seeing stories like that Kansas hail disaster....

Had a similar scare recently—barely tapped a parked Audi, zero visible damage, but spent days worrying about hidden sensor issues. Modern bumpers hide...

I've actually looked into this quite a bit since I drive a luxury car and OEM parts are a must for me. A few thoughts based on my experience: - Small...

I've seen similar delays with my State Farm app, especially after a claim or policy update. Might be a broader issue with insurance tech in general......

Same here—did the math myself when I got my current car. A lower deductible seems tempting, but with luxury cars, the premium jump can be pretty steep...

- Good points on regen braking, I've noticed the same—it's never as much as you'd hope. - Curious though, anyone tried portable battery packs as emerg...

I get your point, but honestly, higher coverage isn't always just about peace of mind—sometimes it's a necessity. I've owned luxury cars for years, an...

Haha, moose collisions are no joke...my neighbor totaled his SUV last winter hitting one. Ever since then, I've been extra cautious—garage parking onl...