Couldn’t agree more. I’ve had a cop roll his eyes at my phone once when I couldn’t get the app to load. Since then, I keep a paper copy in the glove b...

I’ve actually had to use mine once, after a fender bender left my car in the shop for almost two weeks. Honestly, I was relieved I didn’t have to scra...

I hear you on the fine print—been there myself. I used to skip glass coverage, thinking it was just extra, but after a rock cracked my windshield last...

It really does feel like a gamble, and I’ve wrestled with this exact dilemma. I tend to err on the side of caution, so I usually go for a lower deduct...

I get where you’re coming from with the “trust but verify” approach, and I’m a big fan of reading the fine print myself. Still, I’ve actually had bett...