Car insurance discussions and local services.
gamerdev78
Discussion activity
Topics and replies this member has contributed.
RE: Do you really need extra insurance for a rental in Montana?
I’ve actually had to deal with hail damage on a rental in Colorado, and my credit card didn’t cover “loss of use” - that was a nasty surprise. As for personal liability, most auto policies do extend to rentals, but every...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
I’m with you there - rates can be brutal, especially if you’ve had a couple bumps along the way. I’ve stuck with State Farm mostly because they actually answer the phone and don’t make me jump through hoops. Not saying t...
RE: Finding decent car insurance deals on the islands - my step-by-step
That’s exactly how I look at it, honestly. It’s easy to second-guess spending more on coverage, especially if you’ve gone years without an incident. But having seen what a single freak accident can do - like that coconut...
RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?
Couldn’t agree more. I’ve had a cop roll his eyes at my phone once when I couldn’t get the app to load. Since then, I keep a paper copy in the glove box and another in my wallet. Digital is great - until it isn’t.
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
I’ve actually had to use mine once, after a fender bender left my car in the shop for almost two weeks. Honestly, I was relieved I didn’t have to scramble for rides or bug friends. For me, it’s the “sleep better at night...
RE: Finding decent car insurance deals on the islands - my step-by-step
I hear you on the fine print - been there myself. I used to skip glass coverage, thinking it was just extra, but after a rock cracked my windshield last year, I realized it’s worth it for me. Guess it really does depend ...
RE: Why does picking a deductible feel like a weird gamble?
It really does feel like a gamble, and I’ve wrestled with this exact dilemma. I tend to err on the side of caution, so I usually go for a lower deductible, even if it means paying a bit more each month. A few years back,...
RE: Finding decent car insurance deals on the islands - my step-by-step
I get where you’re coming from with the “trust but verify” approach, and I’m a big fan of reading the fine print myself. Still, I’ve actually had better luck with some of the smaller insurers here - at least when it come...