Car insurance discussions and local services.
gamerdev54
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Topics and replies this member has contributed.
RE: Is it worth paying extra for full car coverage in VA?
Honestly, I don’t think it’s paranoid at all, especially when you’ve got a family. Stuff just happens, and it’s always the stuff you never see coming. A couple years back, I had a raccoon somehow get into my garage and d...
RE: Letting Friends Borrow Your Car in NY - What Insurance Actually Covers?
Yeah, that “reasonable use” thing is super fuzzy. My cousin borrowed my car for a week while his was in the shop, and my agent said that was fine, but when he started asking every other weekend, I got nervous. Didn’t wan...
RE: Finding decent car insurance deals on the islands - my step-by-step
That’s fair - especially if the car’s mostly sitting pretty in the garage. I’ve always been a little paranoid about coverage, though. Had a buddy whose classic Mustang got dinged during a freak windstorm, and the hoops h...
RE: Finding decent car insurance deals on the islands - my step-by-step
I get why people switch, but I’ve actually stuck with the same insurer for years. Weirdly enough, my loyalty discount did end up being better than the new customer offers I was seeing elsewhere. Maybe it’s just luck, but...
RE: Finding decent car insurance in Delaware without losing your mind
Couldn’t agree more about the fine print. I got burned by that with State Farm - thought I was good until they denied a claim because I had a pizza bag in the back seat. Since then, I just pay for the rideshare add-on. N...
RE: Bundling insurance with USAA: worth it or just hype?
I hear you on the claims side - my neighbor had a nightmare with a bundled policy after a hailstorm, just endless back-and-forth. I’ve stuck with separate policies for my daily and my old Mustang, mostly for peace of min...
RE: Why California’s minimum car insurance might not be enough
I hear you on the repair costs - my neighbor just paid a small fortune for a bumper sensor on his new SUV, and it made me wince. But I’ll admit, I’ve stuck with the minimums so far. Knock on wood, I’ve only had one claim...
RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?
I totally get where you’re coming from. I’ve had AAA save my bacon a couple times - once when my battery died in a sketchy parking lot, and another time when I locked my keys in the car (facepalm). But then there was tha...
RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?
I totally get where you’re coming from. After my brother got rear-ended a couple years back, he was shocked at how much he owed even after insurance kicked in. His health plan didn’t cover some stuff, and the bills just ...