Car insurance discussions and local services.
gamer95
Discussion activity
Topics and replies this member has contributed.
RE: Bundling insurance with USAA: worth it or just hype?
Bundling’s always sounded like a good deal, but I’ve actually had the opposite experience with USAA compared to some of you. After a fender bender last year (my first in over a decade), my rates didn’t spike as much as I...
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
Getting Lost in the Maze of Uber and Lyft Insurance Rules Man, I learned the hard way about that “on app” loophole. Thought I was covered just waiting for a ping, but nope - my regular insurance guy basically laughed wh...
RE: Why California’s minimum car insurance might not be enough
Yeah, I hear you on the cost of parts - my neighbor’s Prius got rear-ended last year and the bill for just the taillight assembly was wild. Insurance barely covered it, and that was with more than the minimum. I used to ...
RE: What to do when the other driver has no insurance
Had a run-in with an uninsured driver a couple years back - total headache. I agree, people expect their UM coverage to just handle it all, but there’s always hoops. My adjuster was actually helpful, but I had to dig up ...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Yeah, I’ve heard horror stories about this too. My cousin let his roommate borrow his car a few times for grocery runs, nothing major. Then the roommate got into a fender bender, and the insurance company dragged their f...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
Had a buddy who once said, “We don’t need a contract, we’re friends!” Fast forward a year, and we’re both sitting in a tiny office with a bank manager who looked like she’d seen this movie a hundred times. Awkward doesn’...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
I’ve stuck it out with the same company for almost a decade, thinking that loyalty would eventually pay off. Honestly? My rates have barely budged, even after a few “clean” years following a fender bender and a ticket. I...