Yeah, learned that lesson the hard way myself. Had a minor fender-bender a couple years back—seemed straightforward, no injuries, just swapped info an...

Agree with the mixed bag assessment—I've seen similar inconsistencies with Geico myself: - Had a client last year who waited nearly three weeks just ...

- Smaller insurers aren't always bad, but yeah, parts networks can be hit or miss. - Next time, ask upfront about OEM vs aftermarket coverage—saves he...