I totally get where you’re coming from. It does feel like a gamble, and honestly, I don’t think there’s a perfect answer for what counts as “enough” o...

Yeah, those “between trips” gaps are such a headache. I used to think my regular insurance would cover anything, but nope—learned the hard way after a...

Honestly, I’ve always felt like “full coverage” is just marketing speak until you dig into the fine print. I got caught out with glass coverage too—th...

That’s exactly it. I drive a lot for work, so picking a deductible always feels like a gamble. On paper, higher deductible = lower premium, but if you...

I get what you’re saying about the “special treatment” being mostly marketing—totally rings true. Funny enough, I stuck with my old insurer for almost...

Had something similar happen to me last winter. Roads were icy, and I started sliding toward a stop sign... felt like time slowed down completely, and...

I get the frustration, but honestly, insurers probably aren't padding margins as much as we think. My daily driver's windshield cracked last month—rep...

I totally get where you're coming from—SR-22 can feel like a bit of a tightrope walk at first. When I had mine, I didn't add anything extra like roads...

Totally agree with this. I mentioned my daily commute mileage once, thinking it'd hike up my premium, but turns out they appreciated the honesty and g...

I've actually found local agents can sometimes beat the big guys on price, especially if you're upfront about your budget. Plus, it's nice having some...