Yeah, you're spot-on about this. I learned the hard way myself a few years back. Thought I'd save some cash by downgrading my coverage while overseas,...

I see your point, especially with an Audi—repairs on those things aren't cheap. But honestly, I've always skipped accident forgiveness myself. I'm car...

I get why accident forgiveness sounds appealing, especially with new drivers and parking lot chaos. But honestly, I've always felt it's a bit overrate...

Honestly, I wouldn't put it past them. A few years back, I had a similar situation—not hail, but flooding. My street flooded after a huge storm, and m...

Yeah, those random flags are frustrating... I wonder if potholes or rough patches trigger it too? I've noticed bumps sometimes register as "harsh brak...

Yeah, from what I've seen, the vehicle's value and rarity definitely play a part. I borrowed my friend's older Porsche once, and the insurance was str...