I get where you’re coming from, but honestly, I’ve skipped the extra insurance a few times in Montana and never had a problem. My own car insurance co...

Yeah, I hear you on the overlap thing—been there with rental coverage. It’s wild how easy it is to double up without realizing. I try to keep it simpl...

Yeah, it’s wild how confusing all that gets. I’ve heard so many different things about what’s covered and when. Honestly, you’re not alone—just trying...

Man, I totally get the struggle. I’ve had my car dinged in the parking lot more times than I care to admit, and every time I think about raising my de...

Totally get where you're coming from. I used to go for the higher deductible too, figuring I'd save money upfront. Worked great until last winter when...

Yeah, insurance companies can definitely get weird about stuff you'd never think twice about. I had a similar experience—mentioned to my agent once th...

Had a pretty close call last summer driving through Colorado—sky turned greenish, hail started pinging off the roof...luckily found an overpass just i...

Yeah, checking policy wording definitely helps avoid surprises. Did your friend chip in for repairs, or did you end up covering it all yourself? Had a...

Yeah, tweaking the algorithms sounds like a good middle ground. I've been driving around Honolulu for years now, and honestly, the traffic here can be...

Yeah, totally agree—telematics won't help much right after a DUI. Usually, the real savings come after you've kept a clean record for a couple years. ...

Yeah, I get where you're coming from—insurance marketing can definitely feel gimmicky sometimes. But from what I've seen, military discounts can actua...

Yeah, totally get that feeling about the "naughty list"—pretty sure I've been on it myself. I had a minor fender bender a couple years ago, nothing ma...

Yeah, I've noticed that too, especially in winter. My gauge drops way faster when temps dip below freezing. I think they're mostly rough estimates bas...