Totally get that feeling. I tried telematics too, and while it did make me hyper-aware of my driving habits, it was exhausting always worrying about e...

Had a similar close call myself. Lent my car to my cousin once, figured it'd be fine since he's family... nope. Turns out my policy had some weird cla...

Yeah, I get the hesitation about trackers—though personally, I've found them pretty useful. I drive a pretty boring sedan (no classic Camaro envy here...

Yeah, cheaper policies usually cut corners somewhere—often clarity and customer service. I always read the fine print now... boring, sure, but beats l...

I've had a couple minor issues with auto-pay on my insurance, but nothing catastrophic. Once, my payment got processed twice due to some glitch betwee...

Totally agree on the importance of being honest about your driving habits. Personally, even though I'm pretty cautious behind the wheel, I still hesit...

Went through something similar with my older Audi—thought the appraisal was overkill too, until someone dinged me in a parking lot. Insurance wanted p...

Good point—insurance companies definitely know how to spin things their way. I'd double-check if partial fault counts as an at-fault incident on your ...

Yeah, that's exactly where I'm at too. I've always been pretty meticulous about my storage setup—fire extinguishers, humidity control, security camera...