True, but I've found local agents often go the extra mile when things get tricky. Maybe try getting a quote from both? Can't hurt to shop around a bit...

Good points on Farm Bureau, especially about the agreed-value policies. I've mostly insured family cars, nothing vintage yet, but now I'm curious—does...

Yeah, I get where you're coming from. These newer cars are packed with sensors and electronics that can be super sensitive—even a tiny bump might mess...

Yeah, it's pretty frustrating how insurance companies aren't transparent about this stuff. I found out about the credit score thing last year when ren...

Honestly, I think it's a bit of both. When I first got our family car, I went for a higher deductible thinking I'd save money each month. But then my ...

Totally hear you on parking further out—I try to do it, but with two kids and a trunk full of groceries, sometimes laziness (or exhaustion) wins out. ...