Had a client once who skipped accident forgiveness, then hit a deer literally the next day... talk about bad timing. But yeah, statistically, most cau...

Totally agree about weighing the cost-benefit. I remember a client who debated accident forgiveness for weeks, finally decided against it because he h...

Haha, reading this thread is giving me flashbacks to my own "young and broke" days. I remember proudly telling my insurer I was a "low mileage driver,...

Had a similar experience myself a few years back. My sister borrowed my car one weekend—figured, hey, she's family, what could possibly go wrong? Turn...

Yeah, learned this one the hard way. Couple years back, I had a tiny bump in a parking lot—barely a scratch, right? We shook hands, exchanged numbers,...