Yeah, the way they bury the details is frustrating. Most drivers don’t realize that “period 1” coverage (when you’re online but haven’t accepted a rid...
Yeah, I totally get where you’re coming from. It can feel like a hassle to wait for the police over a fender bender, but you never really know how thi...
Lowball Insurance Estimate—Worth Fighting Or Just Let It Go? That’s a really good point about “just cosmetic” damage sometimes hiding bigger issues. ...
Honestly, I get why folks see mileage caps as a hassle, but they do serve a purpose. Thing is, it’s not just about catching people out—it’s about risk...
That’s spot on—Delaware does seem to have its own quirks. Have you ever had luck with any of the regional carriers, or do you stick with the bigger na...
I’ve noticed that too—“most of the big names bump your rates even for tiny claims.” In my experience, it really depends on how many years you’ve been ...
Honestly, you nailed it with the weather angle. Houston’s got those “flooding, hail, all that” events way more often than Dallas or Austin. But there’...
Honestly, you nailed it—consistency just isn’t there. I’ve seen officers accept digital proof, but I’ve also heard stories where folks got cited anywa...
Honestly, the inconsistency drives me nuts too. One trooper’s cool with your phone, the next acts like you handed them a napkin with “I promise I’m in...
I get where you’re coming from—those standalone plans can feel like a waste if you barely use ‘em. But I’d just double-check what your insurance actua...
That’s really the kicker, isn’t it? People assume military discounts are these magic bullets, but honestly, location is usually the biggest factor by ...
Honestly, I wouldn’t count on the other driver’s insurance just because it’s a rear-end. I’ve seen plenty of cases where they try to blame sudden stop...
Tint and lights are a headache for sure. I’ve seen claims get denied just because the tint was a fraction too dark or the LED bulbs weren’t “OEM appro...
I’ve noticed the same thing—discounts are there, but they’re not always game-changers if you’ve got a couple of tickets. Like you said, it’s all about...
That’s honestly one of the smartest ways to handle a higher deductible. I’ve seen folks get caught off guard when a claim hits and they haven’t set as...