Car insurance discussions and local services.
fitness983
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Topics and replies this member has contributed.
RE: Bundling insurance with USAA: worth it or just hype?
Bundling always sounds like a good idea until you actually see the numbers, right? I remember thinking I’d be rolling in savings when I put my car and renters together, but the “discount” was basically enough for a coupl...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
Totally get that. Kentucky weather is like a box of chocolates - never know what you’re gonna get. I’ve had local agents actually warn me about hail before it hit. Can’t see a call center in Kansas doing that, right?
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
It’s wild how “full coverage” sounds like you’re protected from literally anything, but then you find out hail isn’t covered unless you have comprehensive. Why do they make it so complicated? I once thought roadside assi...
RE: Why California’s minimum car insurance might not be enough
Honestly, I’ve wondered the same thing. Like, is “peace of mind” just code for “paying extra for nothing”? I had a fender bender last year and the minimums barely covered the other guy’s bumper. Made me think twice about...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Right? Insurance fine print is basically its own language. But is adding someone always worth it? I mean, if your roommate only drives when you’re out of town, does it really make sense to pay extra? I’ve had friends bor...
RE: How I managed to stack discounts for military student drivers
Honestly, I don’t think it’s overkill at all. I’ve had my fair share of “uh-oh” moments when tech fails - one time my phone died right as I was trying to show proof of insurance to a state trooper. Paper backup saved me ...
RE: Little-known trick with Progressive’s roadside help
Fifteen miles barely gets me to the next gas station out here, let alone a town. I learned that the hard way when my car died on a backroad - ended up riding shotgun with the tow guy for almost an hour because anything c...