Yeah, I hear you on that. Had a similar situation myself a couple years back—small scrape in Fayetteville, and after paying my deductible, I was left ...

Yeah, can't hurt to mention it. A buddy of mine got a decent break after pointing out new drainage near his garage. Not life-changing money, but hey, ...

Couldn't agree more—little things like ignition parts or even a spare belt can save you from a pricey tow bill. Learned that lesson myself after my ol...

Tracking apps can definitely help, especially if you're already paying higher rates. I've seen clients save a solid chunk by proving they're not as ri...

I've seen clients try both, and honestly, the plug-ins tend to be a bit more accurate—less likely to ding you for random braking or acceleration. Apps...

I get your point about simpler cars usually being cheaper to insure, but honestly, it's not always that straightforward. I've seen plenty of cases whe...