Car insurance discussions and local services.
fishing937
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Topics and replies this member has contributed.
RE: Dealing with insurance folks - here's a tip that saved me some headaches
Keeping notes is useful, but a short follow-up email after a call can catch misunderstandings too. Recap the main points and any agreed next steps, then invite the adjuster to correct anything you’ve got wrong. That give...
RE: Car insurance in Wyoming: who actually treats you right?
I swear, loyalty in insurance just means “thanks for your money, here’s a price hike.” Last year mine shot up for no reason too. Ended up switching and saving a chunk. Still cracks me up that agents always try to tack on...
RE: When The Other Driver Has No Insurance And Dings Your Car
Honestly, I’ve always been a little skeptical about relying on UMPD. I looked into it once, but in my state it’s not even an option, so I just stick with a higher deductible on my collision to keep premiums down. Plus, f...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
Yeah, I get what you mean about paying a bit more for decent service. Had something similar with Progressive - claims were quick, but their premiums crept up every year. Sometimes feels like you’re picking between bad a...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
Yeah, I hear you on the add-ons. Half the time I feel like insurance companies are just inventing new ways to nickel and dime us. I’ve had my car for ages and honestly, I’ve only needed a rental once when it was in the s...
RE: How did you feel after your first accident and dealing with insurance?
Title: How did you feel after your first accident and dealing with insurance? Yeah, I totally get what you mean. My first accident, I thought I was all set because I’d picked the “comprehensive” option, but apparently t...
RE: Why can’t I use my points AND a coupon at checkout?
I get what you mean about the thrill - - but after a few years of trying to stack points, coupons, and whatever promo they’re running, I just got tired. Last time I tried, I spent an hour figuring out how to use my rewa...
RE: Getting Cheaper Car Insurance by Proving You Drive Less
Honestly, I feel like it should count as both. I’ve had the same thing happen - my “score” tanked because I had to slam on the brakes when a squirrel darted out. Not sure how you’re supposed to avoid that. I get wanting ...
RE: Getting caught without car insurance in Iowa is no joke
I hear you on the tech thing - phones are super handy, but I’ve had mine die at the worst possible times. Once, I was running late and realized my phone was dead right as I got pulled over. Luckily, I had the paper card ...
RE: Why did my GEICO premium jump so much this year?
Yeah, the whole zip code thing drives me nuts too. I moved literally three blocks last year and my rate jumped like $200. Didn’t change cars, didn’t get tickets, nothing. I called GEICO and they just pointed to “local ri...
RE: Why does picking a deductible feel like a weird gamble?
Yeah, I hear you. I tried the high deductible route once thinking I’d save money, but then a rock cracked my windshield and suddenly I was out a few hundred bucks. Not fun. These days, I just budget for the higher premiu...
RE: Classic car insurance and the annual mileage cap - worth it?
I hear you - tracking every mile kinda kills the vibe. I tried the cap once just to save a bit, but ended up skipping a couple of car meets and regretted it. For me, it’s not worth the stress, even if it’s a little cheap...
RE: Little-known trick with Progressive’s roadside help
I get where you’re coming from, but honestly, I’ve had better luck with my little jump pack than trying to find a stranger willing to help. Maybe it’s just my luck, but folks aren’t always eager to stop these days. The p...
RE: Roadside help added to my insurance - totally worth it?
Yeah, those fine print details are wild. I remember thinking roadside help was a no-brainer add-on, but the first time I actually needed it, turns out my “free tow” only covered like five miles. Anything past that and I ...
RE: Insurance renewal hikes caught me off guard
Honestly, I get where you’re coming from, but I’ve actually had the opposite experience a couple times. I switched to a lesser-known insurer a few years back - was nervous at first, but they ended up being way more trans...