Car insurance discussions and local services.
finnfilmmaker
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RE: Getting Cheaper Car Insurance by Proving You Drive Less
Yeah, I totally get the stress with those tracking apps. I looked into them but the idea of my every drive being monitored just felt a bit much. Taking a photo of the odometer once a year sounds way easier. Does anyone k...
RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?
Honestly, I’m in the same boat - first time renting soon and all this insurance stuff is kinda overwhelming. I keep wondering if I’m overthinking it, but the “loss of use” thing with GEICO tripped me up too. Has anyone e...
RE: How I managed to stack discounts for military student drivers
That’s wild about the safe driver discount just vanishing like that. I’m actually shopping for my first policy now, and honestly, all the different discounts are kind of overwhelming. I’ve seen a few companies mention st...
RE: Insurance paid way less than what it cost me to replace my roof
Yeah, the cost of a new roof is wild. I’m just getting my first policy and honestly, reading stuff like this makes me nervous. Did your insurance give you a reason for the low payout? I keep hearing about “actual cash va...
RE: Are those price-checker sites actually reliable?
I get what you mean about the price-checkers being more confusing than helpful sometimes. I tried one for my first car and the number was way off when I actually got a quote. For classics, I’d imagine it’s even trickier ...
RE: Are those price-checker sites actually reliable?
I totally relate to your points, especially about checking user-submitted photos and reviews. Those have bailed me out more than once too. But I wonder if anyone else finds themselves just skipping over stations that hav...
RE: Would your insurance hold up if your EV battery suddenly failed?
Totally agree with you there - windshields seem like a breeze compared to batteries. I'm pretty new to the whole insurance thing, especially with EVs, and honestly, the battery coverage part has me scratching my head a b...
RE: Finally figured out how car insurance works in no-fault states
Interesting point about Garmin dashcams - I keep hearing good things about them. But I'm curious, is the timestamp really that critical in a no-fault state? I mean, isn't the whole idea of no-fault insurance that your ow...
RE: insurance denied my claim - what would you do?
I'm pretty new to insurance stuff, but this makes me feel better about questioning things if they seem off. Guess adjusters are human too and can miss stuff... did it take long to arrange the second inspection?
RE: Confused about insurance rules in South Dakota - help me figure this out
Glad you mentioned the paper copy thing, because honestly, I was wondering if anyone still did that! I'm buying insurance for the first time and now I'm thinking maybe I should print out a copy too, just in case. Do most...
RE: stuck between Geico and Progressive in NY, thoughts?
I'm actually in the same boat right now, first time buying insurance and all. I've been leaning towards Geico mostly because of the privacy thing you mentioned - Snapshot feels a bit too "big brother" for my liking. But ...
RE: bumped someone's car lightly, no visible damage - should I report?
Totally agree with documenting everything, especially since I'm new to insurance and still figuring things out. Quick question though - does reporting something minor like this always bump up your premiums? I've heard mi...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Yikes, close calls with wildlife are scary... glad you're okay. I'm pretty new to insurance myself, but when I signed up, I specifically asked about deer collisions (lots of them around here too). Turns out it's usually ...