That lines up with what I see a lot—loyalty doesn’t always pay off in insurance. Sometimes the “loyalty discount” is just a fancy way of saying you’re...

I hear you about those premium hikes—Ohio doesn’t mess around. Accident forgiveness can seem like just another line item, but for families with teen d...

Haha, that's a good one... but seriously, aftermarket parts aren't always a disaster. A lot depends on the supplier and the shop doing the work. If yo...

Agreed-value policies definitely have their perks, especially for classics, but they're not always the best fit for everyone. Couple things to keep in...

Good points there—insurers definitely know how to cover their bases. A couple quick thoughts: - Sometimes it helps to politely escalate your issue be...

Yeah, that's probably spot-on. Farm Bureau tends to shine in smaller communities where they can build personal relationships and really get to know th...

Fair points, but honestly, the newer apps aren't as harsh as they used to be. Most now factor in location and weather conditions—so braking for moose ...

Yeah, those apps can be decent, but keep in mind they penalize stuff like nighttime driving or sudden braking. If you're regularly cruising down to Ho...

Yeah, I've seen similar situations play out quite a few times here in CA. A DUI can really sting your wallet, especially with the big national insurer...

Glad to hear it worked out! Rental car insurance can be a lifesaver, seriously. A few quick tips from experience: - Always double-check coverage exte...