Car insurance discussions and local services.
filmmaker79
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Topics and replies this member has contributed.
RE: Why does insurance cost more in Houston than Austin or Dallas?
Yeah, I hear you. Lived in Houston most of my life and the rates just never seem fair, even when you’re doing everything right. I’ve had years with no tickets, no claims, nothing, and still watched my premium creep up fo...
RE: Mileage-based car insurance: who’s using it and which company do you like?
Metromile’s dongle is way less annoying than the app, I’ll give you that. I had Allstate’s Milewise for a while and their app *constantly* wanted updates and permissions - felt like it was draining my phone just sitting ...
RE: Do you really need extra insurance for a rental in Montana?
Never had a credit card cover “loss of use” either, and I’ve rented all over the place. They’re good for basic damage, but those extra fees? Forget it. Rental companies love to nickel and dime you for stuff like that. I ...
RE: Car insurance in Wyoming: who actually treats you right?
Title: Car insurance in Wyoming: who actually treats you right? You’re not the only one who’s been burned by that “comprehensive” loophole. I had a similar run-in with hail damage a couple years back - turns out, some p...
RE: What happens if your rideshare app is between trips and you get into an accident?
I get where you’re coming from, but honestly, I think the whole “gap insurance” thing is a bit overblown unless you’re driving full-time. I’ve been using my car for rideshare on and off for a couple years, and yeah, I re...
RE: Car insurance in Wyoming: who actually treats you right?
Yeah, the big agencies can feel pretty soulless. Local folks usually care more, or at least act like it. I’ve had better luck with smaller outfits too. Doesn’t hurt to have someone explain things straight, especially if ...
RE: Why California’s minimum car insurance might not be enough
Honestly, “agreed value” isn’t always the magic bullet people think it is. That’s true, but some companies play games with the fine print even on agreed value - suddenly there’s a clause or a “market adjustment.” I stic...