Good points, but I'd say loyalty perks aren't always the main issue—it's more about regularly reviewing your coverage and comparing what's out there. ...

- Good points made above—comprehensive coverage is usually the way to go if you're worried about hail or weather damage. A lot of people assume their ...

I've noticed response times can vary a lot depending on the contracted tow companies AAA uses in each area. Maybe rural regions have fewer options, ca...

That's pretty spot-on. In Arkansas, switching insurers after an accident can be a mixed bag: - Accident forgiveness usually doesn't transfer between ...

Good point about transportation costs—people underestimate that all the time. When I had my fender-bender last year, I assumed my health insurance wou...

Fair point, rental coverage isn't for everyone—especially if you've got backup transportation. Curious though, have you ever run the numbers on compre...

Fair point, but honestly, comprehensive coverage isn't always the best move financially—especially if your car's older. Sometimes it's smarter to stas...

- You're spot on about insurers focusing heavily on driver risk rather than just the car itself. - Unfortunately, DUIs typically trigger a significant...

This is spot-on. Glass coverage is one of those sneaky details people often overlook when choosing deductibles. A lot of folks assume comprehensive co...

Totally agree with you on the fine print thing—seen way too many cases where assumptions led to nasty surprises. A few quick points from experience: ...