That really sums it up. I’ve noticed the same—loyalty doesn’t seem to mean much anymore, at least not in dollar terms. I do think it’s worth double-ch...

I know exactly what you mean about the app feeling a bit judgey. I’ve noticed it seems to penalize normal, safe driving maneuvers just because they do...

I get where you’re coming from—those trackers can be more trouble than they’re worth. I tried one of those “safe driver” devices a couple years ago, t...

That “risk pool” thing really does feel unfair sometimes, especially when you’re nowhere near the coast or chemical plants. But yeah, if they broke it...

That’s a tough lesson—been there myself. I get why people stick with the minimums, but Have you found any add-ons that actually felt worth the extra ...

It’s frustrating how you have to basically negotiate every time. I’ve noticed agents rarely mention all the discounts unless you ask directly or show ...

I totally get where you're coming from. The last time I tried to adjust my AAA policy, I felt like I was back in college filling out financial aid for...

I’ve noticed the same thing with bundling—on paper, it looks like a no-brainer, but the reality can be a lot messier. Theoretically, consolidating pol...

I get where you’re coming from—insurance companies really don’t need much of an excuse to raise your rates. Still, I’d argue there’s a bit of a gray a...

Yeah, that's been my experience too. Insurance-approved shops often prioritize efficiency and cost-effectiveness, sometimes at the expense of finer de...

That's generally true, but clarity doesn't always equal comprehensive coverage. I've looked into temporary policies myself a few times, and while the ...

That's a good point about "full coverage" being misleading. I've noticed a lot of people assume comprehensive coverage automatically includes weather-...

We had a similar experience when our daughter started driving two years ago. We're in California, but the sticker shock seems universal. One thing tha...