Yeah, “market conditions” is basically their catch-all for stuff like more expensive repairs, higher medical costs, or even more accidents in your are...

I hear you on the “fine print” thing—learned that the hard way when my insurance roadside plan only covered a 5-mile tow. My car broke down on the hig...

I hear you on the ziplock trick—I’ve done that for years, ever since my kid spilled apple juice in the glove box and turned my old insurance card into...

Yeah, I’ve noticed it’s a bit of a crapshoot with what they count. In my case, I had just put new tires on—like, literally a week before the accident—...

Can definitely relate to that tradeoff. I remember when my family car needed a new backup camera after a fender bender—felt like I was paying for a la...

Yeah, I hear you about the trackers—mixed feelings there myself. I actually had one for a year, and while it felt weird at first, I did end up with a ...