Yeah, Houston’s a beast for insurance. I’ve noticed the same thing with my rates, and my car isn’t even that fancy. The deductible trick barely budged...

I’ve tried bringing printouts from KBB and Edmunds to the table, but honestly, it’s never been a slam dunk. The adjuster usually points out stuff like...

I looked into this myself last renewal. Honestly, accident forgiveness seems like one of those "peace of mind" add-ons—nice to have but not always nec...

Yeah, mileage alone usually isn't the issue. I've had a tracker for a couple of years now, and I've done plenty of weekend trips around Oahu without a...

Yeah, the donut trick's a classic move, haha. Had a similar issue with my old VW bus—adjuster had no clue why original parts mattered. Curious, did yo...

I get the frustration with recalibrations, but honestly, those sensors saved me from a nasty fender-bender last month. Yeah, they're pricey to fix...b...

I used to go for the lowest deductible too, thinking I'd avoid a nasty surprise. But after years of no claims, I did the math and realized I'd basical...

Yeah, commercials definitely oversimplify things. I had accident forgiveness added a few years back, and my agent was upfront about the waiting period...