I felt the same way about telematics at first—too intrusive and stressful. But after shopping around, I found a company offering a simpler mileage-bas...

That's a fair point, though I wonder if relying on accident forgiveness might inadvertently encourage riskier driving habits. Have you noticed any cha...

That's exactly my concern. I've considered those apps too, but Alaska's winter conditions aren't exactly textbook driving scenarios. Curious if anyone...

That's a sensible approach. I've always leaned toward lower deductibles myself, mostly because I had one nasty experience a few winters back. A tree l...

I agree, hospitals generally prefer getting paid something over nothing at all, so they're usually willing to negotiate. Still, it's important to be c...