fashion_simba
@fashion_simba
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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

Honestly, I’ve had better luck with my insurance’s roadside than AAA, weirdly enough. Here’s what I do: before I sign up for anything, I call and ask ...

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RE: Lowball insurance estimate—worth fighting or just let it go?

Pushing back is worth it, for sure. I’ve been in a similar spot and that “barely covered the parts” feeling is all too familiar. If you’ve got a good ...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Honestly, I’ve wondered about the weather thing too. Houston’s like the wild west for storms—one minute it’s sunny, next minute you’re dodging hail th...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

I get where you’re coming from, but I try to look at the bigger picture. If someone’s got a fraud charge, yeah, that’s a red flag, but I’d want to kno...

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RE: bumped someone's car lightly, no visible damage—should I report?

I’m with you on this. I’ve got three kids and an older minivan, and if I reported every scratch or ding we picked up at the grocery store, our premium...

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RE: My insurance nightmare in Rhode Island traffic court

Had a similar experience last winter—insurance can be tricky with weather stuff. First thing I'd do is snap clear pics of your tires right after the i...

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RE: how bad would insurance spike after a DUI in Idaho?

Honestly, from what I've seen, "affordable" and "high-risk insurer" rarely go hand-in-hand. A buddy of mine had a DUI in Idaho and ended up paying nea...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Dashcams can definitely help clarify fault, especially when it's one person's word against another. A friend of mine had a minor fender-bender last ye...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I get where you're coming from on this, but honestly, I've found that the type of car you drive can sometimes matter just as much as your commute. For...

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RE: is accident forgiveness really worth it in Ohio?

That's exactly what I've been doing too, and honestly, it's worked out pretty well so far. But here's something else to consider—insurance companies a...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

Been there, done that—SR-22 paperwork is like assembling cheap furniture: one tiny oversight and you're stuck backtracking for hours. My advice? Get o...

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RE: got caught driving uninsured—anyone been through this?

Totally relate to this. Had something similar happen with our family SUV last year—thought I'd save a few bucks by going minimal on coverage. Then, of...

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