Car insurance discussions and local services.
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RE: What happens if your rideshare app is between trips and you get into an accident?
Honestly, I’ve seen way too many folks get tripped up by this “between rides” thing. The big issue is most personal auto policies flat-out exclude coverage once you’ve got the app on, even if you haven’t accepted a ride ...
RE: is accident forgiveness really worth it in Ohio?
I get where you’re coming from - $60 a year doesn’t sound like much, but if you’re a careful driver and never use it, it’s just another add-on. I’ve seen folks pay for accident forgiveness for years and never need it, wh...
RE: is accident forgiveness really worth it in Ohio?
Is Accident Forgiveness Really Worth It In Ohio? Honestly, I get where you’re coming from. Accident forgiveness sounds great on paper, but the fine print can be a bit of a maze. I’ve seen folks pay extra for it, then th...
RE: Getting that student discount on car insurance… not as easy as I thought
Honestly, I’ve seen appeals work, but only if you’ve got really clear backup docs. If your proof is even a little iffy, they’ll drag their feet or just say no again. It’s annoying, but I get why they’re picky - fraud’s a...
RE: What happens if your rideshare app is between trips and you get into an accident?
Title: What happens if your rideshare app is between trips and you get into an accident? Couldn’t agree more about the “sneaky” part. The big misconception is that the add-on magically covers every scenario, but the d...
RE: Finding decent car insurance in Delaware without losing your mind
Honestly, I get the appeal of smaller local companies, but sometimes they’re not as transparent as you’d hope. I’ve seen folks get “flexible” rates that jump up at renewal. Bundling with a reputable provider can actually...