Car insurance discussions and local services.
ericgreen771
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Topics and replies this member has contributed.
RE: Do you really need extra insurance for a rental in Montana?
I get why you’d want the peace of mind, but I’ve always hesitated to shell out for the extra coverage. We’ve rented cars a bunch - usually just rely on our regular car insurance and the credit card perks. Had a close cal...
RE: Car insurance in Wyoming: who actually treats you right?
Honestly, I’ve wondered if the “big name” thing is just a myth out here. We had a similar mess last March - called our national provider and they routed us to some call center that didn’t even know the county, let alone ...
RE: Car insurance in Wyoming: who actually treats you right?
Yeah, I hear you on the six-month renewal thing - it’s like they’re hoping we’ll just forget about old tickets dropping off. I had to call in last year after my speeding ticket finally aged out, and sure enough, they “fo...
RE: Finding decent car insurance deals on the islands - my step-by-step
That made me laugh - my “classic” 2011 Odyssey would be thrilled to know it’s suddenly collectible. I swear, the last time I renewed, there was a “road salt exposure” fee tacked on. I asked them if they’d seen our roads ...
RE: Avoiding hefty fines for driving without insurance in OK - how I do it, but is there a better way?
Avoiding hefty fines for driving without insurance in OK - how I do it, but is there a better way? I’ve run into the same issue with digital proof. My insurance app says it’s “all you need,” but when I got stopped near ...
RE: Bundling insurance with USAA: worth it or just hype?
Bundling sounded great when we first signed up with USAA, but honestly, the discount wasn’t as big as I expected. I’ve got friends who split their policies and swear by it, but when our car got rear-ended, I was glad eve...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
Had a similar mess with my brother-in-law’s old Subaru. He lent it for a week, and when the clutch went, suddenly I was “reckless.” We never wrote anything down either - just family trust. Ended up paying half just to ke...
RE: Rental car insurance: worth it or just a money grab?
Honestly, I’ve always been a bit skeptical about rental insurance. Last year, we rented a minivan for a family trip and skipped the extra coverage. I was nervous at first, but our credit card actually covered most of wha...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Yeah, I used to think “full coverage” was just that - everything’s covered, end of story. Turns out, not so much. Had a neighbor who got a fancy stereo system put in his minivan for the kids, never told the insurance. Wh...
RE: How I managed to stack discounts for military student drivers
Stacking Discounts Isn’t Always Straightforward I’ve tried to stack military and student discounts before, but it really depends on the company. Some let you double up, others act like you’re robbing them blind if you e...
RE: Confused about insurance rules in South Dakota - help me figure this out
I get where you’re coming from, but I’ve actually had the opposite happen. Got stopped near Sioux Falls, showed my insurance on my phone, and the officer didn’t bat an eye. Maybe it’s just luck of the draw or depends on ...
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
That’s tricky. My neighbor’s got an old Mustang he only moves for parades or when his grandkids visit. It sits for weeks, but it’s not like he’s using the street as a junkyard. On the other hand, I’ve seen cars with cobw...
RE: Insurance headaches for risky drivers in NC - stick with big names or go local?
Had a buddy who swore by his local agent until he got rear-ended by someone with no insurance. The agent was super helpful, but the actual payout took forever and felt like pulling teeth. Meanwhile, my cousin had a big-n...
RE: stuck between Geico and Progressive in NY, thoughts?
I get your point about Snapshot feeling intrusive - I tried it briefly and found myself overthinking every stop sign and yellow light. But honestly, DriveEasy wasn't much better for me. It kept flagging me for "phone use...
RE: how bad would insurance spike after a DUI in Idaho?
Yeah, that's actually pretty solid advice. A buddy of mine went through something similar a few years back - not Idaho, but still a state that really cracks down on DUIs. He was driving a newer SUV at the time, and his i...