Car insurance discussions and local services.
ericcoder370
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Topics and replies this member has contributed.
RE: Why did my GEICO premium jump so much this year?
- Totally get where you're coming from - I've had a similar experience after a fender bender that wasn't even my fault. - Insurance companies seem to look at the big picture, not just the details of each claim. - Sometim...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
- Been down this road a few times myself, especially since I keep a couple of old Chevys running and swap between them depending on the weather. - Tried one of those tracker gadgets about two years back - figured, why ...
RE: Why can’t I use my points AND a coupon at checkout?
- Been there, done that. I remember trying to use my rewards and a 10% off code on some parts for my '68 Mustang - no dice. - Same. Half the time I just end up buying what I need and moving on. Chasing every deal can ...
RE: How do they actually decide when a car is “totaled”?
- Been there, felt the pain. Insurance adjusters seem to care more about a faded bumper sticker than the fact you just dropped $1,200 into a new radiator. - I swear, if you mention “classic car” they act like it’s a ru...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
- Totally get where you’re coming from. - I’ve had to ask about “acts of God” coverage more than once - felt silly, but better safe than sorry. - It’s wild how many things aren’t covered unless you specifically ask. ...
RE: Are Loyalty Perks With Insurers Even Worth It Anymore?
- Totally get where you’re coming from. - I’d trade all the mugs and tote bags for a lower premium any day. - Last year, my “loyalty bonus” was a calendar with cars I don’t even like… not exactly a game changer. - ...
RE: quick heads-up on Arkansas auto insurance basics
- Totally get that - sometimes I park away from trees, sometimes I just cross my fingers. - Storm claims aren’t always a nightmare. Had hail take out my old Chevy’s windshield last spring. Adjuster came out quick, pape...
RE: Confused about Illinois car insurance rules - anyone else?
- Illinois law does allow digital proof of insurance, like showing your card on your phone. - That said, some officers are definitely more old-school. I’ve had one literally squint at my phone like it was a magic trick. ...
RE: is accident forgiveness really worth it in Ohio?
- Had accident forgiveness on my daily driver, but when I dinged my classic Mustang, the specialty insurer didn’t even offer it. - The regular policy did bump my rates after a claim, even with “forgiveness.” - Someti...
RE: Confused about insurance rules in South Dakota - help me figure this out
I've had similar experiences, and honestly, digital proof acceptance can vary quite a bit depending on where you are and even the officer you get. A few quick points from my own experience: - Digital insurance cards are...
RE: quick heads-up on Arkansas auto insurance basics
Had a similar thing happen when I moved out near Fayetteville. My commute went from about 10 miles of stoplights and crawling traffic to around 25 miles of smooth highway driving. Noticed my old Mustang actually runs coo...