Those tracking apps are a mixed bag, honestly. I’ve reviewed a few cases where folks ended up with higher premiums because their “hard stops” were fla...

Hidden fees are a sore spot for just about everyone, and I’ve seen plenty of folks get caught off guard by them—especially with these new pay-per-mile...

I get where you’re coming from, but honestly, every company has its horror stories—sometimes it’s just the luck of the draw with who handles your clai...

Can’t blame you there—nobody’s got time for endless hold music. I’ll admit, the tech has made things smoother on my end too. But I do wonder sometimes...

That’s a fair point about acts of nature—those are exactly the kind of things comprehensive covers that liability just won’t touch. I’ve seen plenty o...

I’ve seen both sides of this, honestly. Some fleet clients I’ve worked with did get a small discount after installing telematics, but it wasn’t as dra...

You’re not wrong about the paperwork and photos—having everything documented makes a huge difference if things get complicated. I’ve seen claims fall ...

Interesting perspective, and I see your point about choosing your own repair shops. From my experience handling claims, though, it's not always that s...

I've been skeptical about premium gas myself, especially since my car's manual doesn't explicitly require it. I tried it a few times on longer trips, ...

I understand the hesitation around these tracking programs. From a claims perspective, I've seen mixed results too. On one hand, yes, these telematics...

That's a fair point—social media outrage can be hit or miss. I've seen cases where insurers reconsidered after public backlash, but it's definitely no...

This is solid advice. In my experience handling claims, most deer-related accidents happen precisely because drivers don't adjust their speed or atten...

I've handled plenty of claims related to Ohio winters, and yeah, black ice incidents like your buddy's near Dayton happen more often than you'd think....

Fair point, but from my experience handling claims, these apps aren't always as discerning as advertised. I've seen instances where sudden braking or ...

I've handled claims involving both companies, and honestly, the monitoring apps can be a mixed bag. Snapshot's late-night penalty does seem a bit arbi...